When the bank runs come and compression into large banks take funds unprotected will you be caught up.
Do what you can by not allowing large amounts of your assets to stay in banks. Remember, the government backed FDIC has nowhere near the liquidity to guarantee your deposits. When banks become insolvent, you also become insolvent and will lose everything in your accounts.
I have started several years ago to buy silver bullion in US dollar denominations. Here in Florida US silver bullion sales aren't taxed or traced. Gold US coins also have this same protection.
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