Credit Freeze Comes In Handy

Sometimes you have to protect your reputation. I seem credit scores as reputation material. Providing creditors the ability to see your buying and paying history as important. I found a good tool to use if seeking credit is out of my needs for the next year or so.

A credit freeze prevents lenders from checking your credit report in order to open a new account. A freeze may also prevent your information from being released for other inquiries, such as an employment or a rental application. Federal law allows certain transactions – such as those for insurance purposes – to continue even while a credit freeze is in place, and you should continue to monitor your credit. If you have a freeze on your credit report, you will need to remove it before you apply for credit.

When you are ready to apply for a new loan or credit card, simply log in to remove your freeze here.

If I freeze with TransUnion do I need to freeze with the other bureaus?

You can freeze your TransUnion credit report with us, but to freeze your other credit reports you must contact each of the other credit agencies. Their information is below.

Equifax:

https://www.freeze.equifax.com

Experian:

http://www.experian.com/freeze

Could someone access my credit report even though I placed a freeze on it?

Yes, but only in certain situations that are allowed by federal law. A freeze won’t stop someone from checking your credit in order to:

• Underwrite insurance
• Review your account or collection (maintain, monitor, upgrade or enhance your account, or increase your credit line)
• Provide credit monitoring services you subscribed to

You can find a detailed list of exceptions here.

Note: You have the right to limit "prescreened" offers of credit or insurance you get based on information in your credit report. If you want to remove your name and address from prescreen mailing lists obtained from the major credit reporting agencies — TransUnion, Equifax, Experian and Innovis — click here.

Email Phishing Posing As Opportunity

Below is a copy of an email that I received this past weekend. Of course, there are offers of potential to earn passive income. The golden calf of passive income is the elixir of the lazy. Why not, earn money for doing zero work or putting in any effort. Read on to find out more.

Hey @tony_greene726 love your Instagram profile,

Apologies for coming in cold here, but I wanted to reach out to you about an opportunity you may be interested in.

We just came across your profile on Instagram and our team would like to chat with you about working together on a new e-commerce business.

Our company partners with hand-picked individuals (such as yourself) and works with them to create $10k+ per month online with an e-commerce business.

How does it all work?

1. We would need to assess whether you would be the right fit for us to partner with. We can tell from your Instagram account that you have a strong grasp of social media (which is why we reached out), but we have to know whether our goals can be aligned.

2. The application should only take you a few minutes. Once our team has assessed your responses, we may organize a phone call to discuss the next steps.

3. If we make it to call stage, we will create a customized strategy tailored to you and explain exactly how you can earn $10,000+ in monthly passive income partnering alongside us.

Some of our partners who we've reached out to in the past are now earning up to $40,000 per month. We only reach out via email to ensure exclusivity for all those involved and ensure high profitability for our partners through strategic, concentrated placements.

We take what we do extremely seriously and spots are limited - so if this interests you, complete your application as soon as possible.

Start the application form now using our link found in the comments below.

We hope to speak with you soon.

George Alan Kelly Is Being Railroaded

GEORGE ALAN KELLY is a 73-year-old rancher that lives in Nogales, AZ, on the border of Mexico. He has been trying to protect his family and ranch from illegal aliens, that have REPEATEDLY TRESPASSED and HARRASSED him. He allegedly shot and killed a trespasser. HE IS THE ONE SITTING IN JAIL THIS MORNING! Not the illegal aliens. He is being held on $1,000,000.00 bail. 

It is a tragedy that a simple farmer, who should be protected by the government has been abandoned and must defend himself.  The government’s decision to open the borders caused this and the government now wishes to persecute him. They are holding this 73-year-old farmer on $1,000,000.00 bail, which anyone can see is purely political.  His wife is there by herself with nobody to protect her, the livestock, or the ranch,

This money will be used to release George from jail and pay for attorney fees.
RELEASE GEORGE ALAN KELLY FROM JAIL!!

Gofundme has taken down all fundraising sites for George.  I chose Spotfund as they allow freedom of speech.