Florida Isn't Built For Everyone


As you all know I'm currently living in Tampa. Tampa has been dumped on by mother nature over the past week. We had more water pushed out of the bay by the winds of Hurricane Helene. And now for this recent storm, the bay waters were pulled out to sea. This has happened before in 2017. It was a wild occurrence then and it's an even Wilder one today. 

I'm originally from thr tri-state area of NYC. I survived the multiple blizzard of 1996. And there are other storms of the winter and summer that have hit that region when I lived there. To me there is nothing different. Weather is weather. You either survive it or let it take you down. 

For me, I would gladly keep rolling the dice in Florida. I enjoy my freedoms and the entire lifestyle of living in a tropical climate. I have ZERO inclinations of heading back to NYC. And I'm damn sure not heading to the land of California socialists. Earthquakes and wildfires are even more scary to deal with when living in dry ass California. 

This next quote is from one of the followers of my Facebook page ...
"I doubt it! I still want to move there , hurricanes and all. United States has plenty of hazardous weather! Can’t run from it. And when you compare icy roads and blizzards to hurricanes it’s all bad weather! 
We all wish there was more space in United States with tropical weather but unfortunately there isn’t! 
So those who live there should not only know they will face hurricanes but always know newcomers are going to come too! It’s part of living in the best weather 99% of the time."

She encapsulates my thoughts succintly.

Rates Cut By Half A Point Is The Time Now


The Fed’s rate cut is opening new doors for homebuyers. Mortgage-rate locks jumped 68%, and Redfin’s Homebuyer Demand Index reached its highest level since May. With more listings and a 10% rise in mortgage applications, it’s a great time to take advantage of better affordability. The market is picking up, offering fresh hope for buyers ready to find their dream home.

My current rate is a quarter above 6. I'm not going to get a refinance of my mortgage until a few more cuts happen. Hopefully, by the end of this year or maybe into the 1st quarter of the new year I'll start rate shopping. I'm already getting VA IRRL mailings in the box. However I'm not going to take a dive into a new rate until I have more equity and the rates are 2 whole points lower than where I am.

Imagine Being Consulted By A Loser On How To Beat Donald Trump


Based on the information available up to September 19, 2024, here's the latest on Hillary Clinton advising Kamala Harris on how to beat Donald Trump:

- **Public Statements and Media Coverage**: Hillary Clinton has publicly stated that she has been in communication with Kamala Harris, offering advice on how to debate and potentially defeat Donald Trump. This information was shared during an appearance on MSNBC, where Clinton discussed her experience from the 2016 debates against Trump.

- **Reception on Social Media**: The news of Clinton advising Harris has sparked a range of reactions on platforms like X (formerly Twitter). Many users expressed skepticism or outright criticism, pointing out Clinton's own loss to Trump in 2016 as evidence that her advice might not be effective. There's a sentiment that Harris seeking advice from Clinton could be detrimental to her campaign, with some users humorously or cynically suggesting that this could ensure Trump's victory.

- **Strategic Advice**: Clinton's advice, as mentioned in broader contexts, focuses on not letting Trump dominate the conversation, preparing thoroughly to go on both offense and defense, and potentially aiming to rattle Trump based on her past experiences debating him.

- **Political Strategy and Public Perception**: While Clinton's involvement might be seen as leveraging her experience against Trump, the public and political commentators on X have largely viewed it negatively, questioning the wisdom of relying on strategies from someone who did not succeed against Trump. This narrative suggests a concern over rehashing old strategies that didn't work rather than adopting new, potentially more effective approaches.

- **Debate Performance and Polls**: Following a debate between Harris and Trump, there was discussion around who performed better, with some flash polls suggesting Harris might have outperformed Trump in viewers' eyes. However, these polls also reflect that Trump maintains advantages in certain voter priorities like the economy and immigration.

This situation underscores the complex dynamics of political advising, where past experiences are both a resource and a potential liability, especially when those experiences involve high-profile losses. The public discourse around Clinton's advice to Harris reflects broader political divisions and the ongoing debate over leadership and strategy within the Democratic Party.