Rates Cut By Half A Point Is The Time Now

The Fed’s rate cut is opening new doors for homebuyers. Mortgage-rate locks jumped 68%, and Redfin’s Homebuyer Demand Index reached its highest level since May. With more listings and a 10% rise in mortgage applications, it’s a great time to take advantage of better affordability. The market is picking up, offering fresh hope for buyers ready to find their dream home.

My current rate is a quarter above 6. I'm not going to get a refinance of my mortgage until a few more cuts happen. Hopefully, by the end of this year or maybe into the 1st quarter of the new year I'll start rate shopping. I'm already getting VA IRRL mailings in the box. However I'm not going to take a dive into a new rate until I have more equity and the rates are 2 whole points lower than where I am.

Imagine Being Consulted By A Loser On How To Beat Donald Trump

Based on the information available up to September 19, 2024, here's the latest on Hillary Clinton advising Kamala Harris on how to beat Donald Trump:

- **Public Statements and Media Coverage**: Hillary Clinton has publicly stated that she has been in communication with Kamala Harris, offering advice on how to debate and potentially defeat Donald Trump. This information was shared during an appearance on MSNBC, where Clinton discussed her experience from the 2016 debates against Trump.

- **Reception on Social Media**: The news of Clinton advising Harris has sparked a range of reactions on platforms like X (formerly Twitter). Many users expressed skepticism or outright criticism, pointing out Clinton's own loss to Trump in 2016 as evidence that her advice might not be effective. There's a sentiment that Harris seeking advice from Clinton could be detrimental to her campaign, with some users humorously or cynically suggesting that this could ensure Trump's victory.

- **Strategic Advice**: Clinton's advice, as mentioned in broader contexts, focuses on not letting Trump dominate the conversation, preparing thoroughly to go on both offense and defense, and potentially aiming to rattle Trump based on her past experiences debating him.

- **Political Strategy and Public Perception**: While Clinton's involvement might be seen as leveraging her experience against Trump, the public and political commentators on X have largely viewed it negatively, questioning the wisdom of relying on strategies from someone who did not succeed against Trump. This narrative suggests a concern over rehashing old strategies that didn't work rather than adopting new, potentially more effective approaches.

- **Debate Performance and Polls**: Following a debate between Harris and Trump, there was discussion around who performed better, with some flash polls suggesting Harris might have outperformed Trump in viewers' eyes. However, these polls also reflect that Trump maintains advantages in certain voter priorities like the economy and immigration.

This situation underscores the complex dynamics of political advising, where past experiences are both a resource and a potential liability, especially when those experiences involve high-profile losses. The public discourse around Clinton's advice to Harris reflects broader political divisions and the ongoing debate over leadership and strategy within the Democratic Party.

Furnishings Come As A Challenge To A Single Homeowner

After buying a new home the finances have become a bit mangled. Outfitting nee furnishings for a kitchen, living room, bedroom, and 2 full bathrooms can take a toll on credit accounts and cash on hand.

With the new home I've been going slow. Taking my time with furnishings from a few sources has been a daunting task. However, I embrace the challenge. Coming to the conclusion using a variety of credit options has worked out well for me.

Kitchen accessories mainly came from Amazon and Walmart. I took less than $100 and brought one of those multiple cooking pans included boxes. And mind you, I brought the majority of my kitchen stuff from the old apartment.

Stick around to find out how I took care of my next bit of big home purchases. 

I hope you don’t mind my persistence, I wanted to stay on your radar. Have you been able to find another solution since you completed the contact form a few days ago?

Our marketplace is typically very competitive. We save on average $15 per month for every $1000 owed. In your case that would be 300 a month less compared to your current payment.