AMERICAN EXPRESS Fee Waivers Explained

Currently, I'm  an American Express PLATINUM cardholder. I was going through a few reddit threads in the "r/AmexPlatinum" arena. I tend to gravitate to areas of REDDIT that I have a solid interest in. A couple of them are related to veteran's issues, of course.

Well, today I came across the ability to have the AMEX annual fees waived. Upon other reading of articles and forum threads, I found something really interesting. Although I'm a veteran of multiple deployments all over the world, it took me a bit to get to the final answer I was searching for.

Active-duty military have the benefits of an annual fee waiver for both the AMEX GOLD ($250) and AMEX PLATINUM ($695), respectively. There is an actual legal statute that reinforces this rule for waiving the annual fees of both cards. Something called the SCRA. Even if your not a servicemember you should have a look at where your credit score is. Get your free credit score at a reputable service to learn what issues you may have to deal with.

However, Amex waives fees for the annual fee of some cards if the fee is during the SCRA benefit period. The SCRA, or Service Members Civil Relief Act, was established in 2003 to reduce some civil obligations for active duty service members and their spouses. Eligible card members can request SCRA relief from the start of active duty up to 180 days after they leave. 

I Asked Grok About My X Account

I asked X's AI ASSISTANT:

Why is my X account having limited reach throughout the platform?

Grok answered:

Your reach on X might be limited for several reasons based on how the platform operates. X’s algorithm prioritizes content based on engagement, relevance, and timeliness, so if your posts aren’t getting likes, replies, or shares, they’re less likely to be shown to a wider audience. Low-quality content, irregular posting, or a small follower base can also reduce visibility. If your account is private, only your followers can see your posts, which naturally caps your reach. Additionally, X may restrict accounts due to flagged activity—like violating rules on spam, hate speech, or misinformation—which can exclude your content from trends, replies, or recommendations. Recent updates in 2025 seem to favor informational and entertaining posts, so content type matters too. 

To improve, ensure your account is public, post consistently with engaging material (videos or long-form content can help since they tend to keep people on the platform longer), and check your notifications for any restriction alerts. You could also contact X support to see if there’s a specific issue with your account. Without knowing your exact situation, these are the most common factors at play. Anything specific you’ve noticed about your account lately?

Thanks for the reply Grok, I'll get right on to the business of putting more valuable posts on the X platform.

What Happens If Exodus WALLET Goes Out Of Business

What happens if Exodus goes out of business?

This is a hot box question for all of us that hold cryptocurrencies. There is a bit of information that should reinforce your belief in using the services of EXODUS WALLET for your holdings. I myself have used their services since 2021 and have not had one problem at all.

In the highly unlikely event that Exodus as a company were to shut down, you would not lose access to your crypto.

This is because Exodus is a self-custody wallet that gives you 100% control over your funds.

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Exodus provides you with the software (the Exodus app) needed to transact with your assets which all exist on their respective blockchains.

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If Exodus were to shut down, you could access your crypto on the blockchain by importing your 12-word secret recovery phrase or private key into another self-custodial wallet.